Why You Should Verify Your CA-Filed IT Returns

If you have a complex income tax return (ITR), it is a no-brainer to hire a competent Chartered Accountant (CA) to help with the filing. But that does not guarantee that your ITR will be error-free. In the last few years, I have consulted some …

Improving Returns by Delaying Taxes

Taxes substantially impact investment returns. But do you know that you can reduce their effect and boost returns by using the time value of money (TVM) ? Intrigued? Let’s dive in. As a corollary of the time value of money, tax that is payable in the …

Why High Returns Alone Should Not Be The Goal

“Earn the highest returns” is how the goal of investing is often defined. But if you step back to reconsider, you will realize high returns themselves are not the end; they are just a means to achieving your financial goals. You will also notice that …